Christian Credit Union mortgage rates
Christian Credit Union's lowest 5-year fixed rate on its own website was 4.54% (insured) when we read it on Nov 13, 2026. The lowest comparable rate we collected anywhere was 4.34% at ATB Financial. Christian Credit Union's prime rate is 4.70%. Below: every closed rate it publishes, with its source page, what each costs on $500,000, and its prepayment terms.
What are Christian Credit Union's mortgage rates by term?
| Term | Lowest special / advertised | Posted | Gap | Payment at special | Payment at posted |
|---|---|---|---|---|---|
| 1-year | 4.74% | — | — | $2,834.47 | — |
| 2-year | 4.74% | — | — | $2,834.47 | — |
| 3-year | 4.64% | — | — | $2,806.41 | — |
| 4-year | 4.69% | — | — | $2,820.42 | — |
| 5-year | 4.54% insured | — | — | $2,778.49 | — |
What does Christian Credit Union's 5-year rate cost on $500,000?
| Christian Credit Union 5-yr | 4.54%read Nov 13, 2026 |
|---|---|
| Lowest collected (ATB Financial) | 4.34% |
| Mortgage | $500,000, 25 years, 5-year term |
| Monthly payment, lower → higher rate | $2,723.07 → $2,778.49 |
| Interest difference over 5 years | $4,787 |
Open this example in the calculator →Computed Nov 13, 2026.
Which Christian Credit Union rates did we collect, and from which page?
| Term | Type | Insured | Kind | Rate | Fine print (the lender's words) | Source |
|---|---|---|---|---|---|---|
| 1-year | Fixed | Not split | special | 4.74% | column. Page Christian Credit Union Prime Rate: 4.70% Mortgage qualifying rate: 6.74% | page as of Nov 5, 2026 |
| 1-year | Fixed | Not split | special | 4.99% | Effective November 5, 2026. Christian Credit Union Prime Rate: 4.70% Mortgage qualifying rate: 6.74% | page as of Nov 5, 2026 |
| 2-year | Fixed | Not split | special | 4.74% | column. Page Christian Credit Union Prime Rate: 4.70% Mortgage qualifying rate: 6.74% | page as of Nov 5, 2026 |
| 3-year | Fixed | Not split | special | 4.64% | column. Page Christian Credit Union Prime Rate: 4.70% Mortgage qualifying rate: 6.74% | page as of Nov 5, 2026 |
| 4-year | Fixed | Not split | special | 4.69% | column. Page Christian Credit Union Prime Rate: 4.70% Mortgage qualifying rate: 6.74% | page as of Nov 5, 2026 |
| 5-year | Fixed | Insured | special | 4.54% | Effective November 5, 2026. Christian Credit Union Prime Rate: 4.70% Mortgage qualifying rate: 6.74% | page as of Nov 5, 2026 |
| 5-year | Fixed | Not split | special | 4.74% | column. Page Christian Credit Union Prime Rate: 4.70% Mortgage qualifying rate: 6.74% | page as of Nov 5, 2026 |
Highlighted rows are the lowest special or advertised rate for that term and type among the rows shown. * = the lender's own prime rate plus its stated spread. Collected Nov 13, 2026; check the lender's page before relying on any rate.
How does Christian Credit Union charge to break a mortgage early?
Prepayment and penalties
We didn't find Christian Credit Union's penalty method on the pages we read. It's in your mortgage contract's information box.
Check a Christian Credit Union posted-rate IRD · full penalty calculator on BankMortgages.ca
About this lender
Credit union lending in AB. Prime rate 4.70% as stated on its site (as of Nov 5, 2026).
MortgageRateToday.ca isn't affiliated with Christian Credit Union and isn't paid by any lender.
Frequently asked questions
What is Christian Credit Union's 5-year fixed mortgage rate?
On Nov 13, 2026, Christian Credit Union's own website showed 4.54% (insured) for a 5-year fixed. Rates change often; check the lender's page.